There are some serious academic studies that show that everything gets worse when you have a long commute… substance abuse, back pain, divorce, health etc…
The chart below seems totally plausible.
Now, what if you buy a house near your work and it appreciates wildly and you use New Avenue to build an AirBnB rental that makes you a decent income like $25,000-$40,000/year. That’s like having a short commute AND winning the lottery. Yes, New Avenue is like winning the lottery.
The question remains, what’s worse, hiring a contractor without New Avenue or losing an arm?